Licenses & Compliance

Every Transaction, Safe and Compliant

Licensed operations, global certifications and bank-grade fund protection.

NovaPay operates under licensed and regulated frameworks across key markets, holding international security certifications and enforcing strict KYC/AML controls to protect every transaction.

Licenses & Compliance

PCI-DSS · ISO 27001 · KYC / AML

Trust Built on Regulation

We are committed to the highest standards of security, transparency and compliance in every market we serve.

Licenses & Registrations

Authorised and regulated in key jurisdictions

Hong Kong MSO

Licensed Money Service Operator under the Hong Kong regulatory framework.

US MSB

Registered Money Services Business with state-level compliance.

UK / EU Licenses

Electronic Money Institution framework with passporting across the EEA.

Other Jurisdictions

Continued licensing and expansion across the Asia-Pacific region.

Security Certifications

Verified against international security standards

PCI-DSS

Compliant with the Payment Card Industry Data Security Standard.

ISO 27001

Certified information security management across the organisation.

SOC 2

Audited controls for security, availability and confidentiality.

Data Protection

Compliant with GDPR and regional data-protection regulations.

Fund Protection

Client funds are safeguarded at every step

Segregated Custody

Client funds are held separately from operating funds with bank-grade custody.

Bank-grade Security

Encryption, access control and real-time monitoring protect every account.

Transaction Monitoring

Continuous monitoring detects and prevents suspicious activity.

Full Traceability

Every transaction is recorded with a complete, auditable trail.

KYC / AML Framework

Rigorous identity and anti-money-laundering controls

Identity Verification

Verified identification for individuals and businesses during onboarding.

AML Screening

Automated anti-money-laundering checks on every customer and transaction.

Sanctions Screening

Real-time screening against global sanctions and watchlists.

Ongoing Due Diligence

Continuous monitoring and review throughout the customer lifecycle.

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